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STABLECOIN INTELLIGENCE

Dependency map

What each stablecoin actually rests on, curated from our dated research reports rather than scraped. Follow an arrow to see what a token leans on, and hover it to read the fact behind the line. Not financial advice.
26 tokens33 sourced dependenciesupdated with report refreshes
Tokens mapped26stablecoins and wrappers
Sourced links33each quoted from a dated report
Clusters8independent, nothing shared
Deepest chain4hops to where it bottoms out

Four chains worth knowing

reUSD → sUSDe → USDe → CEX perp basis. About 86% of reUSD's on-chain reserve is staked Ethena dollars, so a reinsurance token quietly inherits centralized-venue basis risk two links down.

sUSDat → STRC → Strategy → BTC. The staked Saturn layer is a bitcoin-linked preferred-stock position wearing a stable ticker. It fell ~26% peak-to-trough in June 2026 while USDat, the par layer one hop up, held its peg. Same protocol, different tokens, different risk.

USD3 → Slope. One originator carries 90% of the credit book behind the senior token, a single-counterparty concentration you cannot see from the peg chart.

apxUSD → STRC → Strategy → BTC, plus a loop. ~74% of net reserves are the same Strategy preferred that sank sUSDat, held off-chain at a brokerage with no atomic redemption, while apxUSD vaults also loop PT-apyUSD through Pendle and Morpho. When STRC broke below par in June 2026 the token depegged and still trades deeply below a dollar (live on our peg radar).

The boards

An arrow points at the dependency: the tail is the thing at risk. Each step right is one hop further from you, and a chip with no arrow leaving it is where that chain ends.

backed bywhat the token actually holds
wrapsstaked layer over the same reserve
junior tofirst-loss tranche
depends onoperational reliance, not backing
Chipissuer stablecoinstaked wrapperprotocol surfacebase backingcounterparty
Verdictsolidcautionavoidour research verdict, when the chip has a report

Board A US T-bills / cash cluster

12 tokens · 11 dependencies

11 of 33 dependencies land here, and the chains end at 4 different places: CEX perp basis, Reinsurance premiums, US T-bills / cash, USDC (Circle).

USDeETHENAreUSDeRE PROTOCOLReinsurancepremiumsBASE BACKINGCEX perp basisBASE BACKINGsUSDeETHENAreUSDRE PROTOCOLUSDC (Circle)BASE BACKINGUS T-bills / cashBASE BACKINGUSDS / DAISKY LENDINGsUSDSSKY LENDINGUSD1WLFIUSDGGLOBAL DOLLAR
Hover a trace to read the fact behind it, or click one to keep it here.

Board B Pendle (PT/YT) cluster

9 tokens · 8 dependencies

8 of 33 dependencies land here, and the chains end at 4 different places: BTC (Strategy treasury), Discretionary op book, Morpho markets, Pendle (PT/YT).

STRC (Strategypref.)BASE BACKINGUSDatSATURNsUSDatSATURNBTC (Strategytreasury)BASE BACKINGMorpho marketsPROTOCOLapxUSDAPYXPendle (PT/YT)PROTOCOLdUSD (Makina)MAKINADiscretionary opbookBASE BACKING
Hover a trace to read the fact behind it, or click one to keep it here.

Board C Aave v3 cluster

7 tokens · 6 dependencies

6 of 33 dependencies land here, and the chains end at 3 different places: Aave v3, Crypto collateral, Slope receivables.

sUSD33JANECrypto collateralBASE BACKINGcrvUSDCURVE DEXAave v3PROTOCOLGHOAAVE V3Slope receivablesCOUNTERPARTYUSD33JANE
Hover a trace to read the fact behind it, or click one to keep it here.

Board D Operator credit lines cluster

4 tokens · 3 dependencies

3 of 33 dependencies land here, and the chains end at 2 different places: Operator credit lines, Restaked ETH collateral.

Operator creditlinesBASE BACKINGstcUSDCAPcUSDCAPRestaked ETHcollateralBASE BACKING
Hover a trace to read the fact behind it, or click one to keep it here.

Board E GPU / AI-infra loans cluster

3 tokens · 2 dependencies
GPU / AI-infraloansBASE BACKINGUSDaiUSD AIsUSDaiUSD AI
Hover a trace to read the fact behind it, or click one to keep it here.

One token, one backing

3 tokens whose entire dependency is a single link. They are separate components of the graph, so nothing else on this page touches them.

InstitutionalloansBASE BACKINGsyrupUSDCMAPLE
OTC token deals(hedged)BASE BACKINGNUSDNEUTRL
HYPE collateralBASE BACKINGfeUSDFELIX
Hover a trace to read the fact behind it, or click one to keep it here.

Every dependency, in full

33 rows, one per line on the boards above. Every fact names the dated report it was quoted from, which is not always one of the two tokens in the row - and this table is what a narrow screen or a reader without JavaScript gets instead of the drawings.

At riskLinkLeans onSourced factSource
USDebacked byCEX perp basisinstitutionalized basis trade: spot/LST long vs centralized-venue perp shortsethena
reUSDejunior toreUSDmezzanine tranche: the reinsurer's own capital absorbs first, then reUSDe, then reUSDre-protocol
sUSDewrapsUSDestaked layer accrues the basis yieldethena
reUSDbacked byReinsurance premiumsoff-chain capital in Reg-114 trusts backing Cover Re treaties; attested dailyre-protocol
reUSDbacked bysUSDe~86% of the on-chain reUSD reserve sits in sUSDe ($58.59M of $68.00M, six Ethereum protocol addresses, read on-chain 2026-07-19) - inherits Ethena tail riskre-protocol
USDS / DAIdepends onUSDeSpark Liquidity Layer CAN deploy Sky reserves into Ethena, but today it does not: the ALM Proxy holds 80.9 sUSDe, about $100, dust since Nov 2025, read on-chain 2026-08-05 (the second ALM proxy, which the DeFiLlama adapter misses, holds zero). This is live headroom, not a dead letter - the combined sUSDe+USDe position peaked at $953.65M on 2025-08-02, 87% of the $1.1B governance target, and the 20%-of-USDe-supply cap is about $777M against today's $3.8828B supplyspark
USDS / DAIdepends onUSDC (Circle)PSM redeems 1:1 into USDC - Circle issuer risk at the basesky-lending
USDS / DAIbacked byUS T-bills / cashRWA/T-bill income plus stability feessky-lending
sUSDSwrapsUSDS / DAISky Savings Rate accrualsky-lending
USD1backed byUS T-bills / cashclaimed reserves with monthly attestations - no named attestation firm confirmed; owner can mint, freeze and drain via upgradeable proxywlfi
USDGbacked byUS T-bills / cashcash + short-dated T-bills; custody DBS and Standard Chartered; KPMG monthly attestationglobal-dollar
USDatbacked bySTRC (Strategy pref.)M0-based dollar minted against off-chain STRC purchases; audits flag a settlement lag in which USDat can be briefly unbackedsaturn
sUSDatwrapsUSDatstaked layer, and where the STRC price actually lands: the reserve allocates dynamically between T-bills and STRC by credit LTV, the current weight is unpublished, and the ~26% June 2026 drawdown implies it was highsaturn
STRC (Strategy pref.)depends onBTC (Strategy treasury)issuer Strategy's balance sheet is bitcoinsaturn
apxUSDbacked bySTRC (Strategy pref.)Strategy STRC preferred, held OFF-chain (Alpaca brokerage, Preference Foundation), is 84.4% of asset reserves or 70.0% counting protocol-owned liquidity (2026-08-05). The two bases differ by 14 points, so a bare percentage here is meaningless without saying which. It did NOT rise: the ~74% this note used to carry was the wider base and is now 70.0%. STRC broke below $100 par June 2026 and apxUSD depegged - no atomic redemption to force it backapyx
apxUSDdepends onMorpho marketsloop leverage sits on Morpho markets; apxUSD $0.9177 (2026-08-05), up from $0.868 a month earlier because STRC rallied 24%, not because anything was repaired - attested collateral is still 92.24% and there is still no atomic redemptionapyx
apxUSDdepends onPendle (PT/YT)self-referential: apxUSD vaults loop PT-apyUSD through Pendleapyx
dUSD (Makina)depends onPendle (PT/YT)Pendle + Spectra PT positions in the operator book; deposits AND redemptions allowlist-gated on-chainmakina
dUSD (Makina)backed byDiscretionary op bookdiscretionary multi-strategy USD book; $4.13M AUM/share-price manipulation 2026-01-20makina
crvUSDbacked byCrypto collateralonly about 17% of circulating crvUSD is user CDP debt across the nine LLAMMA mint markets (collateralized ~191%, soft-liquidation bands). Another ~15% is PegKeeper inventory the protocol minted straight into the crvUSD/USDT pool, and the remaining two thirds traces mostly to DAO-authorized minting - including a credit line for Yield Basis, run by Curve's own founder (2026-08-05)curve-dex
sUSD3junior toUSD3junior tranche, $7.94M = 10.58% of the pool (2026-08-04), absorbing the first 14.4% of a Slope-book loss before USD3 is impaired. The $1M insurance fund that used to sit above it covered the crypto credit lines only, never the fintech conduits that are now 90% of the book - and the current suppliers page no longer mentions it at all3jane
GHObacked byCrypto collateralminted against Aave collateralaave-v3
GHOdepends onAave v3native to the Aave protocolaave-v3
USD3depends onAave v3idle-cash buffer, and it is thin: 4.74% of the pool on 2026-08-04 ($3.56M), down from 20.28% on 2026-07-19. maxWithdraw() returns that same figure for every large holder, so it is the global exit, not a per-holder allowance3jane
USD3backed bySlope receivables90.93% of the facility book from one originator ($55.25M of $60.77M, 2026-08-04), carried at LTV 1.0 with no overcollateralization - and Slope services the loans it sold, so origination, servicing and collections sit with the same counterparty3jane
stcUSDwrapscUSDstaked layer; unwraps to cUSDcap
cUSDbacked byOperator credit linesyield = whitelisted operator credit spreads; redeems as a proportional reserve basket (socializes a single-asset depeg). Only about 4% of supply is instantly redeemable, the rest waits on loans that do not repay on demand, and secondary DEX liquidity is about $6k (2026-08-05)cap
cUSDdepends onRestaked ETH collateraloperator defaults insured by restaked EigenLayer/Symbiotic collateral. The coverage question is now answered rather than open (2026-08-05): Cap sets NO protocol-wide minimum coverage ratio, so per-borrower LTV is the only floor - and the 3-of-5 developer Safe can whitelist a borrower and set that LTV in one transaction with no delay, while contract upgrades are timelocked 24hcap
USDaibacked byGPU / AI-infra loansGPU-collateralized infrastructure loans; NAV re-marks only on defaultusd-ai
sUSDaiwrapsUSDaistaked layer; FIFO exit on 30-day windowsusd-ai
syrupUSDCbacked byInstitutional loansover-collateralized institutional creditmaple
NUSDbacked byOTC token deals (hedged)discounted locked-token deals with short hedges; 2026 exploit + DNS hijackneutrl
feUSDbacked byHYPE collaterallicensed Liquity-V2 CDP fork; collateral concentrated in HYPE on one young chain, Redstone feedsfelix

No two lines cross anywhere on this page, and that is checked rather than hoped for: the graph is a forest, so a crossing-free drawing exists, and the solver counts its own crossings on every build. It currently reports 0.