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Where to put it
Pick a goal, an asset and how much risk you take. You get a short list chosen by hand from our monthly picks, with today's rate, our research verdict and how you get out.
From picks 2026-09Not financial advice
1. What do you want?
2. Which asset?
3. How much risk?
Established protocols, simple mechanics, a short or instant exit.
SOL, low risk: 7 options
Full breakdown in picks 2026-09| Option | Rate | Our verdict | How to exit |
|---|---|---|---|
| PT hyloSOL · Exponent (12.12) fixed rate | 7.03% on 14.09 | caution | sell PT at market, or hold to 12.12 |
| PT BulkSOL · Exponent (31.10) fixed rate | 5.87% on 14.09 | caution | sell PT at market, or hold to 31.10 |
| SOL supply · Kamino lending | 5.62% live · 30d avg 5.19% | caution | withdraw any time while the pool has free cash |
| jupSOL · Jupiter liquid staking | 5.42% live · 30d avg 5.42% | caution | swap any time, or unstake at the epoch end (about 2 days) |
| mSOL · Marinade liquid staking | 4.91% on 14.09 | no report | swap any time, or unstake at the epoch end (about 2 days) |
| jitoSOL · Jito liquid staking · the showcase portfolio holds this |
Sorted by today's rate within the risk level. "live" rates come from our yields board; dated ones are from the picks issue. A verdict is our research on the protocol, not on your position size. Not financial advice.
Alternative: centralised exchanges
Simpler to use, but the exchange holds your coins: freezes, regulation and the exchange's own solvency are the risk. Not your keys, not your coins.
| Option | Rate | Our verdict | How to exit |
|---|---|---|---|
| Binance SOL staking CEX staking · custody with the exchange | 4.63% on 14.09 | no report | see the protocol |
Split a sum across risk levels
Low60%$3,000PT hyloSOL · Exponent (12.12) (7.03%) · PT BulkSOL · Exponent (31.10) (5.87%)
Medium30%$1,500PT hyloSOL+ · Exponent (12.12) (8.60%) · PT fragSOL · Exponent (15.12) (7.19%)
High10%$500no option at this level
Blended rate today: about 6.24% on the 90% that has an option, roughly $312 a year. Rates move; this is arithmetic on today's numbers, not a forecast.