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MONITOR · SUPPLY, BORROW & UTILIZATION
Lending summary
Every lending market across the protocols we track, with supply, borrow and utilization side by side, plus the deposit-only vaults that sit on top of them. Sourced hourly from DeFiLlama; each protocol links to its risk verdict. Not financial advice; verify at the protocol.
30 vaults1 chain$1.02Bupdated Sep 26
Total deposits$1.02B30 vaults · 1 chain
Deposit-weighted APY3.96%weighted by size, not a mean of rates
Largest vault$415.0MGauntlet USDC Prime · Base
30 / 30 vaults
| Vault | Curator | Chain | Deposits | Net APY | Rewards | Fee | Timelock | 7d |
|---|---|---|---|---|---|---|---|---|
| Gauntlet USDC PrimegtUSDCp | Gauntlet | Base | $415.0M | 4.31% | 0.00% | 0.00% | 7d | 4.38% |
| Spark USDC VaultsparkUSDC | SparkDAO | Base | $307.0M | 3.86% | 0.00% | 10.00% | 10d | 3.93% |
| Steakhouse USDCsteakUSDC | Steakhouse Financial | Base | $126.8M | 3.21% | 0.00% | 25.00% | 7d | 3.27% |
| Grove x Steakhouse USDC High Yieldgrove-bbqUSDC | unknown | Base | $96.1M | 4.32% | 0.00% | 0.00% | 14d | 4.40% |
| Steakhouse Prime USDCsteakUSDC | Steakhouse Financial | Base | $19.4M | 4.09% | 0.00% | 5.00% | 7d | 4.16% |
| Pangolins USDCpUSDC | Pangolins | Base | $12.4M | 3.86% | 0.00% | 10.00% | 3d | 3.93% |
| Metronome msETH VaultgtmsETHc | Gauntlet | Base | $8.4M | 0.01% | 0.00% | 5.00% | 3d | 0.02% |
| Spark USDC VaultsUSDC | unknown | Base | $6.0M | — | — | — | — | — |
| Moonwell Flagship ETHmwETH | Anthias Labs | Base | $4.3M | 1.60% | 0.12% | 15.00% | 4d | 1.41% |
| Moonwell Flagship USDCmwUSDC | Anthias Labs | Base | $4.1M | 3.82% | 0.15% | 15.00% | 4d | 3.88% |
| Gauntlet USDC CoregtUSDCc | Gauntlet | Base | $1.9M | 3.89% | 0.00% | 10.00% | 3d | 3.95% |
| Yearn OG USDCymvOG-USDC | Yearn | Base | $1.6M | 4.68% | 0.00% | 10.00% | 3d | 4.72% |
| OUSD Vault V1OUSDb-V1 | unknown | Base | $1.2M | 4.63% | 0.00% | 5.00% | 3d | 4.71% |
| Moonwell Frontier cbBTCmwcbBTC | Anthias Labs | Base | $1.1M | 0.09% | 0.07% | 15.00% | 4d | 0.09% |
| Clearstar USDC ReactorCSUSDC | Clearstar | Base | $1.0M | 5.89% | 0.00% | 25.00% | 3d | 4.98% |
| Steakhouse High Yield USDC v1.1bbqUSDC | Steakhouse Financial | Base | $1.0M | 5.43% | 0.00% | 0.00% | 3d | 5.20% |
| Moonwell Flagship EURCmwEURC | Anthias Labs | Base | $932k | 2.05% | 0.15% | 15.00% | 4d | 1.93% |
| Steakhouse EURCsteakEURC | Steakhouse Financial | Base | $799k | 2.40% | 0.00% | 5.00% | 7d | 2.57% |
| Yield Clearstar USDCYCSUSDC | Clearstar | Base | $746k | 3.96% | 0.00% | 25.00% | 3d | 4.28% |
| Seamless WETH VaultsmWETH | unknown | Base | $734k | 0.00% | 0.00% | 15.00% | 3d | 0.00% |
| Seamless USDC VaultsmUSDC | unknown | Base | $721k | 0.00% | 0.00% | 15.00% | 3d | 0.00% |
| Jarvis jEURmjEUR | unknown | Base | $668k | 1.66% | 0.00% | 10.00% | 24h | 1.51% |
| Gauntlet cbBTC CoregtcbBTCc | Gauntlet | Base | $636k | 0.33% | 0.00% | 10.00% | 3d | 0.25% |
| Extrafi XLend WETHexmWETH | Gauntlet | Base | $556k | 1.38% | 0.00% | 10.00% | 3d | 1.38% |
| Safe x Steakhouse USDCsafe-steakUSDC | unknown | Base | $551k | 3.90% | 0.00% | 10.00% | 7d | 3.95% |
| Gauntlet WETH CoregtWETHc | Gauntlet | Base | $525k | 1.82% | 0.00% | 10.00% | 3d | 1.59% |
| Extrafi XLend USDCexmUSDC | Gauntlet | Base | $433k | 0.00% | 0.00% | 10.00% | 3d | 0.00% |
| UltraYield USDCedgeUSDC | UltraYield | Base | $403k | 11.13% | 0.00% | 0.00% | 3d | 9.41% |
| Apostro VNX Swiss Franc VCHFapVCHF | Apostro | Base | $247k | 0.47% | 0.00% | 10.00% | 3d | 0.26% |
| Zircuit Finance USDC on Basezf-mbUSDC | unknown | Base | $201k | 4.30% | 0.00% | 0.00% | 3d | 4.38% |
8 of 30 vaults show an unknown curator. That is Morpho’s own metadata being absent rather than a curator hiding: the vault still has an owner and a guardian on-chain.
Net APY is after the vault fee, which is what a depositor actually earns. Timelock is how long a curator change is delayed before it takes effect. The 7d column is the mean of our own hourly readings over the past week — Morpho publishes a spot rate and no trailing average, so this is the only honest way to show whether today is normal; it restarted with this source on 2026-08-07 and shows a dash until a week has passed.
Not listed: vaults holding under $150k, and vaults whose reported net APY is above 100%. The second set is not remarkable, it is broken — Morpho returns the identical 297,996% on four unrelated vaults and 133,843% on five more, which is one upstream reward calculation rather than nine extraordinary vaults.