Lending summary
| Vault | Curator | Chain | Deposits | Net APY | Rewards | Fee | Timelock | 7d |
|---|---|---|---|---|---|---|---|---|
| Gauntlet USDC PrimegtUSDCp | Gauntlet | Base | $425.4M | 4.74% | 0.00% | 0.00% | 7d | 4.49% |
| Steakhouse USDCsteakUSDC | Steakhouse Financial | Base | $165.1M | 3.54% | 0.00% | 25.00% | 7d | 3.35% |
| Grove x Steakhouse USDC High Yieldgrove-bbqUSDC | unknown | Base | $88.1M | 4.74% | 0.00% | 0.00% | 14d | 4.48% |
| Froge's USDCfrUSDC | unknown | Base | $29.1M | 4.74% | 0.00% | 0.00% | 0h | 4.49% |
| Steakhouse Prime USDCsteakUSDC | Steakhouse Financial | Base | $24.2M | 4.50% | 0.00% | 5.00% | 7d | 4.26% |
| Pangolins USDCpUSDC | Pangolins | Base | $21.1M | 4.26% | 0.00% | 10.00% | 3d | 4.03% |
| Moonwell Flagship USDCmwUSDC | Anthias Labs | Base | $11.6M | 4.47% | 0.46% | 15.00% | 4d | 4.42% |
| Spark USDC VaultsUSDC | unknown | Base | $7.7M | — | — | — | — | — |
| Spark USDC VaultsparkUSDC | SparkDAO | Base | $6.4M | 4.24% | 0.00% | 10.00% | 10d | 4.00% |
| Moonwell Flagship ETHmwETH | Anthias Labs | Base | $6.1M | 1.57% | 0.34% | 15.00% | 4d | 1.47% |
| Metronome msETH VaultgtmsETHc | Gauntlet | Base | $4.6M | 0.12% | 0.00% | 5.00% | 3d | 0.24% |
| Steakhouse High Yield USDC v1.1bbqUSDC | Steakhouse Financial | Base | $2.7M | 8.17% | 0.00% | 0.00% | 3d | 5.08% |
| Moonwell Frontier cbBTCmwcbBTC | Anthias Labs | Base | $2.1M | 0.25% | 0.25% | 15.00% | 4d | 0.26% |
| Yearn OG USDCymvOG-USDC | Yearn | Base | $2.1M | 5.74% | 0.00% | 10.00% | 3d | 5.20% |
| Gauntlet USDC CoregtUSDCc | Gauntlet | Base | $1.9M | 4.27% | 0.00% | 10.00% | 3d | 4.05% |
| Clearstar USDC ReactorCSUSDC | Clearstar | Base | $1.3M | 3.58% | 0.00% | 20.00% | 3d | 3.45% |
| OUSD Vault V1OUSDb-V1 | unknown | Base | $1.2M | 6.40% | 0.00% | 5.00% | 3d | 5.37% |
| Moonwell Flagship EURCmwEURC | Anthias Labs | Base | $1.1M | 3.59% | 0.73% | 15.00% | 4d | 3.84% |
| Steakhouse EURCsteakEURC | Steakhouse Financial | Base | $759k | 3.57% | 0.00% | 5.00% | 7d | 3.81% |
| Seamless USDC VaultsmUSDC | unknown | Base | $748k | 0.00% | 0.00% | 15.00% | 3d | 0.00% |
| Jarvis jEURmjEUR | unknown | Base | $714k | 0.31% | 0.00% | 10.00% | 24h | 0.26% |
| Seamless WETH VaultsmWETH | unknown | Base | $676k | 0.00% | 0.00% | 15.00% | 3d | 0.00% |
| Yield Clearstar USDCYCSUSDC | Clearstar | Base | $673k | 6.13% | 0.00% | 20.00% | 3d | 5.42% |
| Safe x Steakhouse USDCsafe-steakUSDC | unknown | Base | $556k | 4.26% | 0.00% | 10.00% | 7d | 4.03% |
| Extrafi XLend WETHexmWETH | Gauntlet | Base | $468k | 1.31% | 0.00% | 10.00% | 3d | 1.36% |
| Extrafi XLend USDCexmUSDC | Gauntlet | Base | $433k | 0.00% | 0.00% | 10.00% | 3d | 0.00% |
| Gauntlet USDC FrontiergtUSDCf | Gauntlet | Base | $433k | 7.87% | 0.00% | 0.00% | 3d | 6.49% |
| UltraYield USDCedgeUSDC | UltraYield | Base | $415k | 6.01% | 0.00% | 0.00% | 3d | 6.05% |
| Gauntlet WETH CoregtWETHc | Gauntlet | Base | $386k | 1.33% | 0.00% | 10.00% | 3d | 1.39% |
| Gauntlet cbBTC CoregtcbBTCc | Gauntlet | Base | $250k | 0.03% | 0.00% | 10.00% | 3d | 0.03% |
| Apostro VNX Swiss Franc VCHFapVCHF | Apostro | Base | $247k | 0.26% | 0.00% | 10.00% | 3d | 0.22% |
8 of 31 vaults show an unknown curator. That is Morpho’s own metadata being absent rather than a curator hiding: the vault still has an owner and a guardian on-chain.
Net APY is after the vault fee, which is what a depositor actually earns. Timelock is how long a curator change is delayed before it takes effect. The 7d column is the mean of our own hourly readings over the past week — Morpho publishes a spot rate and no trailing average, so this is the only honest way to show whether today is normal; it restarted with this source on 2026-08-07 and shows a dash until a week has passed.
Not listed: vaults holding under $150k, and vaults whose reported net APY is above 100%. The second set is not remarkable, it is broken — Morpho returns the identical 297,996% on four unrelated vaults and 133,843% on five more, which is one upstream reward calculation rather than nine extraordinary vaults.
These deposits are not extra money. A vault lends through the markets on the other tab, so the same dollars are on both. Read each tab on its own; do not add the two totals — and note the two halves no longer even share a source: markets come from DeFiLlama, vaults from Morpho's own API, because on 2026-08-07 the chain showed DeFiLlama's vault figures to be wrong (it valued Steakhouse USDC on Base at $595.1M where the contract's own totalAssets() reads $167.9M).