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Where to put it
Pick a goal, an asset and how much risk you take. You get a short list chosen by hand from our monthly picks, with today's rate, our research verdict and how you get out.
From picks 2026-09Not financial advice
1. What do you want?
2. Which asset?
3. How much risk?
Leverage loops, LPs, unsecured credit and CEX lending: the rate depends on how you use it.
ETH, high risk: 4 options
Full breakdown in picks 2026-09| Option | Rate | Our verdict | How to exit |
|---|---|---|---|
| weETH / WETH loop · Aave V3 (Plasma) leveraged loop · market was at its cap on 14.09 | 28.06% on 14.09 | caution | see the protocol |
| wstETH / WETH loop · Morpho leveraged loop · rate at max leverage on 14.09; 3-15% over 30 days | 13.61% on 14.09 | solid | see the protocol |
| WETH / weETH LP · Convex LP | 2.39% on 14.09 | no report | see the protocol |
| Supply ETH, borrow USD, farm stables strategy · liquidation risk if ETH falls | depends on the stable leg on 14.09 | no report | see the protocol |
Sorted by today's rate within the risk level. "live" rates come from our yields board; dated ones are from the picks issue. A verdict is our research on the protocol, not on your position size. Not financial advice.
Alternative: centralised exchanges
Simpler to use, but the exchange holds your coins: freezes, regulation and the exchange's own solvency are the risk. Not your keys, not your coins.
| Option | Rate | Our verdict | How to exit |
|---|---|---|---|
| WhiteBIT earn CEX lending · custody with the exchange | 10.4-17.3% by lock on 14.09 | no report | see the protocol |
Split a sum across risk levels
Low60%$3,000Liquid ETH Yield · ether.fi (4.59%) · EarnETH · Lido (Mellow-curated) (3.30%)
Medium30%$1,500weETH / WETH loop · Aave V4 (Etherfi) (18.90%) · Fluid Lite ETH vault (4.80%)
High10%$500weETH / WETH loop · Aave V3 (Plasma) (28.06%) · wstETH / WETH loop · Morpho (13.61%)
Blended rate today: about 8.01%, roughly $400 a year. Rates move; this is arithmetic on today's numbers, not a forecast.