Lending summary
| Vault | Curator | Chain | Deposits | Net APY | Rewards | Fee | Timelock | 7d |
|---|---|---|---|---|---|---|---|---|
| Re7 USDCRe7USDC | unknown | World Chain | $8.5M | 6.38% | 5.05% | 10.00% | 3d | 6.39% |
| Re7 WLDRe7WLD | unknown | World Chain | $7.9M | 1.85% | 1.85% | 10.00% | 3d | 1.86% |
| Re7 WETHRe7WETH | unknown | World Chain | $4.3M | 3.47% | 3.45% | 10.00% | 3d | 3.10% |
| Re7 EURCRe7EURC | unknown | World Chain | $233k | 8.27% | 8.27% | 10.00% | 3d | 7.75% |
4 of 4 vaults show an unknown curator. That is Morpho’s own metadata being absent rather than a curator hiding: the vault still has an owner and a guardian on-chain.
Net APY is after the vault fee, which is what a depositor actually earns. Timelock is how long a curator change is delayed before it takes effect. The 7d column is the mean of our own hourly readings over the past week — Morpho publishes a spot rate and no trailing average, so this is the only honest way to show whether today is normal; it restarted with this source on 2026-08-07 and shows a dash until a week has passed.
Not listed: vaults holding under $150k, and vaults whose reported net APY is above 100%. The second set is not remarkable, it is broken — Morpho returns the identical 297,996% on four unrelated vaults and 133,843% on five more, which is one upstream reward calculation rather than nine extraordinary vaults.
These deposits are not extra money. A vault lends through the markets on the other tab, so the same dollars are on both. Read each tab on its own; do not add the two totals — and note the two halves no longer even share a source: markets come from DeFiLlama, vaults from Morpho's own API, because on 2026-08-07 the chain showed DeFiLlama's vault figures to be wrong (it valued Steakhouse USDC on Base at $595.1M where the contract's own totalAssets() reads $167.9M).